Consumer and Business Loan "Green Loan KYRSEFF"

Interest rate: From 24% to 29%

Effective interest rate: from 27% - 32%

From 10% to 15% of the loan amount shall be returned to the borrower in a form of a grant.

Borrower's age from age 18 to 65

Consumer goals: 1) Purchase of household appliances, namely: • Refrigerator (A+ and above) • Freezer (A+ and above) • Air conditioning with split system (A+ and higher) • Heat pumps for heating or cooling of • solar systems • LED lamps 2) Repair of a house or apartment, namely: • Insulation of external walls, roofs and floors • Installation of energy efficient windows, glazing of balconies/loggias • Installation of water-saving technologies • Installation of a ventilation system, air recuperation

Business goals: 1) Purchase of resource-efficient agricultural equipment 2) Purchase of electric cars 3) Purchase of equipment, namely: • Refrigerator (A+ and above) • Freezer (A+ and above) • Air conditioning with split system (A+ and higher) • Heat pumps for heating or cooling • LED lamps 4) Replacement or modernization of energy-intensive manufacturing equipment 5) Repair of the premises, namely: • Insulation of external walls, roofs and floors • Installation of energy efficient windows • Installation of water-saving technologies • Installation of ventilation system, air recuperation • Installation of renewable energy solutions

Maturity: 3-60 months

Grace period: up to 6 months (for agro-loans)