Conditions
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from KGS 1 mln
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KGS
from 19*%
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Up to KGS 25 000 000 or equivalent in USD
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From 3 to 60 months
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For consumer purposes
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Collateral: Guarantee of individuals and immovable property
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For payroll projects - 18% per annum
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Applies to loans up to 36 months inclusive; from month 37, rate +1%
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* The Bank’s authorized body shall reserve the right to change the established tariffs on interest rates
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Effective interest rate: KGS from 21,7%

Loan Application
Other products
News
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Opening of new Customer Service Point in Chuy and Jalal-Abad regions
Starting from 15th of June, 2026, new KICB customer service points are opened at the following address:
- 28, Zhibek Zholu st., Kemin city, Chuy region
- №21-1-2-1 А, Lenin st., Shamaldysay city, Jalal-Abad region
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Non-working day in United Arab Emirates (UAE)
Dear customers!
Please, take into account that June 15, 2026 - is non-working day in United Arab Emirates (UAE).
Value date for payments in AED – June 16, 2026. -
Non-working day in Russian Federation
Dear customers,
Please take into account that June 12, 2026 - is non-working day in Russian Federation.
Value date for payments in RUB – June 15, 2026.

